Data reports

Collateral Benchmark Report

On request

Test submitted valuations across an entire loan book.

Report guide: sheets and columns · Is my segment covered?

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Collateral Benchmark Report is licensed to lenders and other institutional clients. Tell us who you are and what you need, and we’ll get back to you.

What it answers

What is the normal asking-price range for each type of property in each area?
How strong is the evidence behind it, and what tolerance suits it?
Which valuations in a loan book sit outside the range? Test one, or up to 500 at once.

Example

A valuation comes in at ₦250m on a 3-bed flat. If similar homes there ask between ₦150m and ₦200m, and the range rests on plenty of comparables, that valuation deserves a second look before money is lent. (Illustrative figures.)

What is in the download

Overview: The release on one page: headline figures, how far to trust them and coverage by state.
Benchmark: Every segment’s asking-price band (P10 to P90), grade, suggested tolerance and evidence.
Land: Asking land rates per sqm and per plot.
Valuation check: Test one valuation against its segment’s band at the tolerance you set.
Batch check: Test up to 500 valuations at once.
Changes: What moved since the previous quarter.
Guide: The four-step check, what each column means, the method and its limits.
Executive Summary (PDF): One page on the whole release: the main findings, coverage and how far to trust the figures.

The licensed release is one zip file: the Excel workbook and a one-page Executive Summary (PDF). Every column, explained →

Limits

Asking-price evidence, not a formal valuation under RICS or NIESV standards. A valuation outside the range means look again, not that it is wrong.

Checking a portfolio yourself? Sentinel (preview) flags properties well above or below asking-price evidence. It prices from the Valuate comparables, so its figures can differ from this report.